When I was in Target a couple of weekends ago, I saw an Ad for Curbside service and they were offering $10 off $20 purchase for new customers.
You guys know me, something could save me time, and the initial purchase is half off, why not give it a try?
In the last post, I discussed consolidating checking and savings accounts. Now I will continue and talk about consolidate investment accounts, both taxable and non-taxable.
Step 3: Consolidate non-taxable accounts
Non-taxable accounts include 401k, IRA, Roth IRA accounts. It’s easier to consolidate compare to the taxable accounts for two reasons 1) you can do different rollovers, most online brokerage houses offer straight forward process to do this on line directly. 2) transactions within these accounts do not trigger taxes so you have one less thing to worry about. Continue reading
Over the last few months, as part of my 2014 financial plan, I wanted to consolidate my financial accounts to have better visibility how I am doing with my investments. This process turned out to be more tedious and time consuming than I had originally anticipated, but the reward was also very high. Below are the step by step process I went through. Continue reading
As I mentioned in my 2014 financial goals post, I believe that the market correction will happen and want to protect my profits for my stock holdings. I have been monitoring the stock market regularly, but was looking for a more automated to do this. Trailing stop loss order and trailing stop limit order are my answers. I came across it by accident as I was setting up manual stop loss order on Fidelity.com. After investing in stocks for 15+ years, I’m just learning about it. I thought it was super useful and wanted to share. Continue reading
While this is intended to be my personal finance blog, I thought I would add my personal goals for 2014 here as well as a reminder to myself.
1. Exercise more regularly
I’m sure it’s on most people’s list. I want to create a goal i can actual stick with. I’m in pretty decent shape, mostly just want to do some toning and stretching to stay healthy and look good.
Phase 1: Get into a habit (Q1)
Setting modest goal to start with, 2-3 times a week, 20-30 minutes each. Mostly Pilates and yoga. I busted my knee over the holiday skiing, once the doctor gives me the go ahead, I will add some strengthening exercise for my weak knee.
Phase 2: Tone (Q2)
While I’m pretty okay with my weight, I like to tone a couple of areas, tummy, arms and butt specifically. I like to add 20 minutes of weight training to my routine, and dare I be ambitiou, increase the frequency to 4-5 times a week. I recently read The New Rules of Lifting for Women: Lift Like a Man, Look Like a Goddess. The basic premise is not to bother with barbie weights (2-3 lbs), push yourself to get the maximum benefit. Sounds like a reasonable approach, I’ll give it try. Continue reading