Category Archives: Review

Review: Getting a HELOC from DCU

DCU HELOC BankingWe have built some equity in our house thanks to the housing appreciation in the bay area.   I decided to open up a HELOC (home equity line of credit) to have easy access to the equity.  In this post, I’ll talk about why I decided to get a HELOC, how to select the lender/bank process, and subsequent application the process, and finally our experience with using it.   Continue reading

2014 Financial Goals

New year new goals.  I have slacking off on posting lately, work has been extremely busy and frankly I just got out of the habit of writing.  With the new year, I thought I would try to get back into the swing of things.  Here’re my financial goals for this year.  I have broken the post into four major categories.  The categories has changed a bit since my 2013 review.

  • Real estate – deal with all things related to real estate (primary residence or investment)
  • Major purchase – big ticket items
  • investment – stocks, mutual funds, stock options, restricted stock units etc.
  • Financial Protection – life insurance, living trust Continue reading